Both credit ratings and investment research help investors navigate markets – yet they serve very different purposes.
🔹 Credit Ratings provide a consistent, regulated opinion on credit risk, assessing the likelihood of default or timely payment.
🔹 Investment Research offers broader market views and valuation opinions, often including buy/sell/hold recommendations.
💡 To take truly informed investment decisions, the best approach is to consider both sources in parallel – and not rely solely or mechanistically on either of them.
This new Educational Series clarifies their distinct roles, regulatory frameworks (ESMA, MiFID II, MAR), and how each contributes to market integrity and investor confidence.
